Perks Banking
Elite Checking
Learn MoreFree Debit Card
Yes
Free eStatement
Yes
Free Online & Mobile Banking
Yes
Bill Pay
Yes
Free access to 32,000+ nationwide MoneyPass® ATMs
Yes
Foreign ATM Fee Refunds
Yes
ID ProtectALL Package
No
Cell Phone Protection
No
Grocery Coupons
No
Shopping, Dining, & Travel Discounts
No
$10,000 Travel Accidental Death Insurance
No
Roadside Assistance
No
Pharmacy, Vision & Hearing Savings
No
Earns Interest
Yes
Monthly Fee
$6
Fee reduced by $3 with minimum $1,000 per month in deposits; Fee reduced by $3 with minimum 25 monthly debit card swipes
Optional Extra Benefits
$3/month
Extra Checking
Learn MoreFree Debit Card
Yes
Free eStatement
Yes
Free Online & Mobile Banking
Yes
Bill Pay
Yes
Free access to 32,000+ nationwide MoneyPass® ATMs
Yes
Foreign ATM Fee Refunds
No
ID ProtectALL Package
Yes
Cell Phone Protection
Yes
Grocery Coupons
Yes
Shopping, Dining, & Travel Discounts
Yes
$10,000 Travel Accidental Death Insurance
Yes
Roadside Assistance
Yes
Pharmacy, Vision & Hearing Savings
Yes
Earns Interest
No
Monthly Fee
$6
Fee reduced by $1 with eStatements and 10¢ with every debit card purchase
Optional Extra Benefits
Included
Essential Checking
Learn MoreFree Debit Card
Yes
Free eStatement
Yes
Free Online & Mobile Banking
Yes
Bill Pay
Yes
Free access to 32,000+ nationwide MoneyPass® ATMs
Yes
Foreign ATM Fee Refunds
No
ID ProtectALL Package
No
Cell Phone Protection
No
Grocery Coupons
No
Shopping, Dining, & Travel Discounts
No
$10,000 Travel Accidental Death Insurance
No
Roadside Assistance
No
Pharmacy, Vision & Hearing Savings
No
Earns Interest
No
Monthly Fee
$2
If receiving paper statements; waived with eStatement enrollment
Optional Extra Benefits
No
Elite Checking:
1Annual Percentage Yield (APY) accurate as of February 3, 2020. Fees could reduce earnings.
2ATM-processed transactions do not count toward qualifying debit card transactions.
$6 monthly service charge for Elite Checking. Reduce by $3 with minimum $1,000 per month in deposits. Reduce by $3 with minimum 25 debit card swipes per month.
Extra Checking:
*See Guaranty Bank branch for details.