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Just the basics. Essential Checking offers only what you need, without extras you don't want.


  • Free online banking
  • Free eStatements
  • Free bill pay with eStatement enrollment; $4.25 per month without enrollment
  • Free mobile banking with mobile deposit
  • Free initial Visa® debit card
  • Free access to 37,000+ nationwide MoneyPass® ATMs
  • $50 minimum deposit to open
  • No minimum balance requirement
  • Free with eStatement enrollment, otherwise $3 monthly paper statement fee
  • Pair with a regular savings account to round up your daily debit card transactions and save the change automatically using RoundUp