Receive all your interest up front with our new 3.00% APY* 4-year CD $Now. Deposit your funds and we'll hand you your interest immediately.** You're free to reinvest, save for a rainy day, or simply go ahead and splurge - use your interest earnings however you like.

  • 3.00% APY* interest paid up front**
  • May earn higher rate than traditional savings
  • 4-year term CD
  • Use your interest earnings however you like
  • Penalties on earnings for early withdrawal
  • $25,000 minimum deposit to open

*You are only able to apply for 12, 24, & 36 month CDs online. Call 1.833.875.2492 to open your CD $Now.

Do you currently have an account with Guaranty Bank?

*Annual Percentage Yield (APY) is accurate as of 10/19/2018 and subject to change without notice. Applies only to a 48-month CD $Now certificate of deposit. **Interest is payable on collected funds only (cash or checks drawn on Guaranty Bank). Opening the CD with a check not drawn on Guaranty Bank could delay interest payment until funds are collected.
Minimum deposit of $25,000 required, maximum $250,000. Multiple CDs are permissible. Interest earnings cannot be included in the opening deposit. CD $Now will not renew automatically. Penalty for early withdrawal will apply. Partial principal withdrawals not permissible. See account disclosures for details. Due to the prepayment of interest this CD is subject to the IRS Original Issue Discount (OID) rules. Please consult a tax professional.