Upgrade your investment strategy with a risk-free CD. Because rates are fixed based on the term of your choosing, your money remains out of the hands of market fluctuations. Get started today with a $1,000 minimum deposit.

  • May earn higher rate than traditional savings
  • Guaranteed, fixed rate for term of CD
  • Terms ranging from 3 months to 6 years*
  • Penalties on earnings for early withdrawal
  • Interest is compounded quarterly or at maturity
  • Monthly or quarterly earned interest income is available
  • Add liquidity to CDs by staggering term lengths
  • $1,000 minimum deposit to open

*You are only able to apply for 12, 24, & 36 month CDs online.


Gain multi-million dollar FDIC insurance without having to do a thing. Guaranty Bank will handle the logistics while you make guaranteed money with ease.

  • Multi-million dollar FDIC insurance coverage
  • All CD investments managed through a single relationship
  • One interest rate, one regular statement
  • Flexible maturity periods available
  • Annual tax statement consolidated in one report

To set up CDARS, please contact your local Guaranty Bank branch.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC