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Upgrade your investment strategy with a risk-free CD. Because rates are fixed based on the term of your choosing, your money remains out of the hands of market fluctuations. Get started today with a $1,000 minimum deposit.

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  • May earn higher rate than traditional savings
  • Guaranteed, fixed rate for term of CD
  • Terms ranging from 3 months to 6 years*
  • Penalties on earnings for early withdrawal
  • Interest is compounded quarterly or at maturity
  • Monthly or quarterly earned interest income is available
  • Add liquidity to CDs by staggering term lengths
  • $1,000 minimum deposit to open
  • See our current rates here

*You are only able to apply for 12, 24, & 36 month CDs online.

Gain multi-million dollar FDIC insurance without having to do a thing. Guaranty Bank will handle the logistics while you make guaranteed money with ease.

  • Multi-million dollar FDIC insurance coverage
  • All CD investments managed through a single relationship
  • One interest rate, one regular statement
  • Flexible maturity periods available
  • Annual tax statement consolidated in one report

To set up CDARS, please contact your local Guaranty Bank branch.