- Earn competitive interest
- Maintain safekeeping for your funds
- Avoid $7 quarterly service charge by maintaining a $250 minimum daily balance
- Unlimited in-person withdrawals
- 6 pre-authorized withdrawals per calendar month
- Free online banking
- Free eStatements
- Free mobile banking
- Free Visa® ATM card
- $50 minimum deposit to open
Make saving a breeze. Automatically round up your everyday debit card transactions to the nearest whole dollar and send the extra change directly into your savings account. It's that easy.
- Build your savings automatically from your debit card activity
- Works with any Guaranty Bank checking account, debit card and a regular savings account
- Easy sign up, just call toll-free 1.833.875.2492 or visit any Guaranty Bank location
RoundUp (RU) will make your non-even dollar amount purchases with a Guaranty Bank debit card round up to the next whole dollar. The amount in excess of the purchase price (RU amount) is transferred from your checking account to your savings account at the end of each business day. If the balance of the checking account is under $5.00 RU transfers will not occur. You must be an account owner on each checking and savings account you enroll. Each debit card can be linked to one savings account. Both signature and PIN transactions made with Guaranty Bank debit cards qualify for RU. Health Savings Accounts and business accounts are not eligible. ATM transactions do not qualify for RU. Guaranty Bank reserves the right to modify the program at any time.