Auto Loans
A flexible, low-rate auto loan from Guaranty Bank can help you get behind the wheel of your dream car, motorcycle, or recreational vehicle. Get pre-approved today by our experienced in-house loan advisors for additional buying power at the dealership.
Details:
- Competitive rates available
- Available for new or used models
- Available for boats, motorcycles, and other recreational vehicles
- Flexible repayment plan options
- Pre-approval available for additional buying power at the dealership
- Local decision-making & processing
- Experienced loan advisors
- Commitment to one-on-one service
- Streamlined application process
Boat Loans
Cruise Lake of the Ozarks or Table Rock Lake in your own boat with a competitive-rate loan from Guaranty Bank. Our experienced on-site loan advisors provide flexible financing to meet your exact needs through personalized consultations and fast, localized processing.
Details:
- Competitive rates available to finance the perfect boat or watercraft
- Available for new or used models
- Flexible repayment plan options
- Pre-approval available for additional buying power
- Local decision-making & processing
- Experienced loan advisors
- Commitment to one-on-one service
- Streamlined application process
Deferred Payment Program
Take up to 90 days to make your first loan payment with our Deferred Payment Program. Now that's luxury.
Details:
- Up to 90-day deferred payments on installment loans with approved credit
- Available for new or used models
- Available for automobiles, boats, motorcycles, and other recreational vehicles
Guaranteed Asset Protection Program
Worried about covering the difference between your vehicle's depreciated value and the remainder of your loan? Don't be, we've got you covered. With our GAP waiver program, you can rest easy knowing your loan can be paid off if your vehicle is stolen or damaged beyond repair.
Details:
- Pay the difference between the loan balance and the retail value of the vehicle, as determined by the settlement amount paid by your automotive primary insurance carrier
- Helps prevent the protected loan from becoming a burden
- Pays up to $500 of the insurance deductible
- All risk physical damage coverage for new and used vehicles
- Unrecovered theft protection
- Easy enrollment process
*Annual Percentage Rate (APR). The APR is based on a $15,000 loan with the maximum term available for the model year. Example of the Loyalty Program with automatic payment - $15,000 loan, 2019 model year, an interest rate of 3.99% with 60 monthly payments of $276.24. Loans are for qualified borrowers. Must be 18 years or older to apply. Maximum loan amount of $150,000. The advertised Loyalty APR is available for loans with an automatic loan payment from a Guaranty Bank deposit account. The advertised Basic APR is available for loans without an automatic loan payment. Termination of the automatic payment will result in a rate increase specific to the loan program. All loans are subject to a $100 loan fee and a filing fee. Rates are subject to change without notice. Rates as of February 1, 2021.
