Borrow / Personal Loans

Auto & Boat Loans

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Finance your fun — or a reliable set of wheels to get you where you need to go. Our auto and boat loans offer competitive rates and personalized service every step of the way.

Auto/Motorcycle/Boat/RV

Model Year

Term of Loan

Loyalty Rate

Loyalty APR*

Basic Rate

Basic APR*
with Guaranty Bank account automatic payments as low as
with automatic payment as low as
2016 - 2018 up to 60 months 3.49% 3.76% 3.99% 4.26%
2013 - 2015 up to 48 months 4.99% 5.33% 5.49% 5.83%
2010-2012 up to 36 months 6.99% 7.44% 7.49% 7.94%
2008 - 2009 up to 24 months 7.99% 8.64% 8.49% 9.14%
Auto Loans

A flexible, low-rate auto loan from Guaranty Bank can help you get behind the wheel of your dream car, motorcycle, or recreational vehicle. Get pre-approved today by our experienced in-house loan advisors for additional buying power at the dealership.

Details:

  • Competitive rates available
  • Available for new or used models
  • Available for boats, motorcycles, and other recreational vehicles
  • Flexible repayment plan options
  • Pre-approval available for additional buying power at the dealership
  • Local decision-making & processing
  • Experienced loan advisors
  • Commitment to one-on-one service
  • Streamlined application process

See our current auto loan special!

Boat Loans

Cruise Lake of the Ozarks or Table Rock Lake in your own boat with a competitive-rate loan from Guaranty Bank. Our experienced on-site loan advisors provide flexible financing to meet your exact needs through personalized consultations and fast, localized processing.

Details:

  • Competitive rates available to finance the perfect boat or watercraft
  • Available for new or used models
  • Flexible repayment plan options
  • Pre-approval available for additional buying power
  • Local decision-making & processing
  • Experienced loan advisors
  • Commitment to one-on-one service
  • Streamlined application process
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*Annual Percentage Rate (APR). The APR is based on a $15,000 loan with the maximum term available for the model year. Example of the Basic Program with automatic payment - $15,000 loan, 2016 model year, an interest rate of 3.99% with 60 monthly payments of $276.22. Loans are for qualified borrowers. Must be 18 years or older to apply. Maximum loan amount of $150,000. The advertised Loyalty APR is available for loans with an automatic loan payment from a Guaranty Bank deposit account. The advertised Basic APR is available for loans without an automatic loan payment, but an additional .25% will be deducted from the advertised Basic APR if an automatic loan payment is made from a non-Guaranty Bank deposit account. Termination of the automatic payment will result in a rate increase specific to the loan program. All loans are subject to a $100 loan fee and a filing fee. Rates are subject to change without notice. Rates as of Feb. 1, 2018.

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