Get a little something back for all the years you've spent investing in your home. A home equity line of credit (HELOC) uses the equity within your home to provide revolving financing for all kinds of needs!

  • Competitive rates available
  • Approval amount based on equity in home
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds easily available via in-person, online, or phone transfers to a specified Guaranty Bank checking account
  • Local decision-making
  • Use for almost any purpose
  • Streamlined application process

View our current Home Equity Line of Credit Special!

Home Equity Loan vs. HELOC

Undecided about whether to choose a home equity loan or line of credit (HELOC)? Check out the chart to compare each side by side.

Home Equity vs HELOC Chart