Home Equity Line of Credit

Get a little something back for all the years you've spent investing in your home. A home equity line of credit (HELOC) uses the equity within your home to provide revolving financing for all kinds of needs!

Details

Competitive rates available
Approval amount based on equity in home
Interest may be tax deductible*
Funds available anytime without reapplying; apply once, then use repeatedly thereafter
Revolving credit – as principal is repaid, more becomes available for use
Funds easily available via in-person, online, or phone transfers to a specified Guaranty Bank checking account
Local decision-making
Use for almost any purpose
Streamlined application process

Home Equity Loan vs. HELOC

Undecided about whether to choose a home equity loan or line of credit (HELOC)? Check out the chart to compare each side by side.

*Consult a tax advisor.