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Lay down roots for your budding family. As a community bank right here in Southwest Missouri, we understand the local market and will work to get you a home mortgage loan that fits your budget.

Program Rate Points APR
30 Year Fixed (Conventional) 2.990% 0.00% 3.084%
15 Year Fixed (Conventional) 2.375% 0.00% 2.541%
30 Year Fixed (FHA) 2.750% 0.00% 3.601%
30 Year Fixed (USDA-RHS) 2.750% 0.00% 2.950%
30 Year Fixed (VA) 2.750% 0.00% 3.195%
30 Year Fixed (Jumbo) 3.500% 0.00% 3.550%

Find more information including calculators, rates and an easy application process at the Guaranty Bank Mortgage Center.

  • Competitive rates available for purchasing or refinancing
  • Wide range of options and terms: 
    • Conventional
    • FHA
    • VA
    • USDA Rural Development Loans
    • Construction Loans
    • JUMBO Loans (loans of $510,401 to $1.5M)
  • Fixed and adjustable rate options
  • Local decision-making
  • Free pre-qualification to increase buying power
  • On-time closings
  • In-house & onsite underwriting
  • Personalized service every step of the way

Find more information including rates and an easy application process at the new Guaranty Bank Mortgage Center.

Springfield, Nixa, and Ozark

2144 E. Republic Road, Ste. F200, Springfield, MO 65804


1429 E. 32nd St., Joplin, MO 64804


1100 Spur Drive, Suite 15, Marshfield, MO 65706


Guaranty Bank strives to be competitive in rates, terms, and fees. These rates are based on the following assumption of qualified clients for each program on a $150,000 loan amount for a primary residence, purchase/rate term refinance to "80% Loan to Value LTV means that a 20% down payment or equity required," with escrow required and a qualifying credit score of 740 and above. These rates are standard rates and Guaranty Bank encourages all clients to contact a mortgage lender toll-free at 1.833.875.2492 for a customized or preferred rate opportunity. Please contact Guaranty Bank for Adjustable Rate Mortgage options and terms.

These payments do not include amounts for property taxes and homeowners insurance or private mortgage insurance premiums. The actual payment obligation will be greater.

APR = Annual Percentage Rate

Jumbo loans for $510,401 to $1.5 million

Rates are subject to change without notice. Rates last updated on 4/06/21.