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Lay down roots for your budding family. As a community bank right here in Southwest Missouri, we understand the local market and will work to get you a home mortgage loan that fits your budget.

Program Rate Points APR
30 Year Fixed (Conventional) 2.750% 0.00% 2.872%
15 Year Fixed (Conventional) 2.250% 0.00% 2.415%
30 Year Fixed (FHA) 2.500% 0.00% 3.358%
30 Year Fixed (USDA-RHS) 2.500% 0.00% 2.947%
30 Year Fixed (VA) 2.500% 0.00% 2.703%
30 Year Fixed (Jumbo) 2.750% 0.00% 2.773%

Find more information including calculators, rates and an easy application process at the Guaranty Bank Mortgage Center.

  • Competitive rates available for purchasing or refinancing
  • Wide range of options and terms: 
    • Conventional
    • FHA
    • VA
    • USDA Rural Development Loans
    • Construction Loans
    • JUMBO Loans (loans of $510,401 to $1.5M)
  • Fixed and adjustable rate options
  • Local decision-making
  • Free pre-qualification to increase buying power
  • On-time closings
  • In-house & onsite underwriting
  • Personalized service every step of the way

Find more information including rates and an easy application process at the new Guaranty Bank Mortgage Center.

Springfield, Nixa, and Ozark

2144 E. Republic Road, Ste. F200, Springfield, MO 65804

Joplin

1429 E. 32nd St., Joplin, MO 64804

Marshfield

1100 Spur Drive, Suite 15, Marshfield, MO 65706

 

Interest rates are subject to change at any time without notification. All interest rates are based on a $150,000 loan for a primary residence purchase, a 30 day lock period, a credit score of 740, with escrow required and a loan to value (LTV*) of 80%, with the exception of the USDA, FHA and VA loan products which may have different credit score and loan to value requirements. All rates are dependent on individual loan amounts and credit scores. Monthly payment amounts do not include hazard insurance, property taxes or private mortgage insurance premiums. The actual payment obligation will be greater.  Other terms and conditions may apply.

Jumbo loans for $510,401 to $1.5 million.

APR is Annual Percentage Rate. Rates are subject to change without notice and last updated on 7/23/21.

*LTV means that a 20% down payment or equity is required.