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Maintain easy and secure access to your checking account and more than 32,000 surcharge-free ATMs nationwide. Plus, receive cash back at select merchants.

  • Funds deducted directly from checking account
  • No finance charges
  • Instant Issue debit cards available at select branches*
  • More widely accepted than checks
  • Safer than carrying cash
  • Use it to withdraw cash at nearly 80 local area MoneyPass®TransFund® or Guaranty Bank ATMs
  • More than 24,000 MoneyPass® and 1,600 TransFund® ATMs nationwide with no foreign transaction fee
  • Easily replaced if lost or stolen

Find a Free ATM Wherever You Go

Locate ATMs on your mobile device by downloading one of the following apps:

Money Pass App
Apple  Android

TransFund App 
Apple  Android

Upgrade to a Community Partnership Card and Help Benefit Local Organizations!

Show your local support with a specialty Guaranty Bank Visa® debit card. Now available for the Nixa and Ozark school districts and the Breast Cancer Foundation of the Ozarks. With every signature-based purchase, we'll make a donation to the organization associated with your specialty debit card. If you already have a traditional Guaranty Bank Visa debit card, you can switch to one of these specialty debit cards for only a $5 card replacement fee.

*Instant Issue Debit Card printers located at Battlefield, Glenstone, National and Ozark banking centers.

Guaranty Bank has partnered with Visa® to offer Verified by Visa® for all Guaranty Bank debit cards. Verified by Visa® adds an extra layer of security when shopping online with your debit card and is completely free.

  • Easy to use, totally secure and absolutely free
  • Enjoy added security when shopping online with your debit card at participating retailers

Register your debit card with Verified by Visa®.

Every Guaranty Bank debit card comes backed with Fraudwatch Plus. Have peace of mind knowing that your card has around-the-clock protection against fraud.

  • Around the clock protection against fraud
  • Monitored for suspicious card activity
  • Immediate notification if fraud is suspected
  • Account management should fraud occur

Make purchases any time of the day, anywhere you go, without being tied to an account. Simply load the card with a predetermined amount, then use it like you would a debit or ATM card. There are no purchase or account maintenance fees. You can even load your card via direct deposit.

  • Make purchases, pay bills, and withdraw cash virtually anytime, anywhere
  • No account or credit history required1
  • No fee to make a purchase
  • No account maintenance fee with direct deposit2
  • No overdraft fee
  • No fee to check your balance online
  • ATM and other fees may apply3
  • Easy to load:
    • Put all or a portion of your payroll on the card via direct deposit
    • Load other direct deposits to the card
    • Decide how much to keep on your card at all times
  • Receive government payments, tax refunds, and other funds directly4
  • Easily replaced if lost or stolen
  • FDIC insured

Go online or call 1.866.212.9650 to check your balance, view transactions, or for other card issues.5

1Successful identity verification required.

2There is a $3.00 monthly account fee that is waived with a monthly direct deposit.

3A schedule of fees is included with the card.

4Provide the organizations sending the payments your account number and the bank ABA routing/transit number, and these funds can be deposited directly to your card.

5Fees may apply. Refer to your pocket materials for a list of potential fees.