Small Business Loans | Springfield, MO – Nixa, MO – Ozark, MO | Guaranty Bank

As an SBA Preferred Lender, we work closely with the U.S. Small Business Administration to help secure financing for companies just like yours. These loans have a lower down payment than conventional financing, and can be used for a variety of purposes.

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  • Special financing for qualifying businesses
  • Guaranteed by the federal government
  • Use for a variety of purposes:
  • Acquire an existing business
  • Start a new business
  • Purchase equipment or real estate for your business
  • Provide working capital
  • Refinance existing debt
  • Lower down payment than conventional financing
  • Term options to fit your situation
  • Longer term and amortization to improve cash flow and reinvest in your business
  • No balloon payments
  • Automatic payment option available
  • Experienced loan advisers
  • Commitment to one-on-one service
  • Streamlined application process
  • Local decision-making & processing

See a list of SBA programs offered by Guaranty Bank

How to apply

We make it easy to apply! Just start by completing and signing the three documents below. Next, contact Small Business Banking Manager Micah Scott and schedule a meeting to discuss how Guaranty Bank can help your small business thrive.

SBA Loan Application

SBA Personal Financial Statement

SBA Personal History

Want to talk to one of our loan officers before you apply? No problem. Just provide your contact information and one of our friendly representatives will reach out to you ASAP!

Meet Our Business Banking Officers

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Jeremy Tennison

Senior Vice President, Commercial Relationship Manager

Direct: (417) 885-0562


NMLS#: 710910

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Micah Scott

Senior Vice President, Small Business Banking Manager

Direct: (417) 885-0533


NMLS#: 899661

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Scott Tennison

Vice President, Small Business Banking Officer

Direct: (417) 885-0563


NMLS#: 615884

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Stephanie Murphy

Assistant Vice President, Small Business Banking Officer

Direct: (417) 885-0561


NMLS#: 1313740

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Jeffrey A. Williams

President – Joplin Market

Direct: (417) 520-0283


NMLS#: 710912