Certificates of Deposit (CDs) | Springfield, MO – Nixa, MO – Ozark, MO | Guaranty Bank

Improve your earnings without risking any of your company's cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. By laddering maturity dates, you can add liquidity to your CD investments.

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  • May earn higher rate than traditional savings
  • Guaranteed, fixed rate for term of CD
  • Terms ranging from 3 months to 6 years
  • Penalties on earnings for early withdrawal
  • Interest is compounded quarterly or at maturity
  • Monthly or quarterly earned interest income is available
  • Add liquidity to CDs by staggering term lengths
  • $1,000 minimum deposit to open

CDARS®

Gain multi-million dollar FDIC insurance for your company's funds without having to do a thing. Guaranty Bank will handle the logistics while you make guaranteed money with ease.

  • Multi-million dollar FDIC insurance coverage
  • All CD investments managed through a single relationship
  • One interest rate, one regular statement
  • Flexible maturity periods available
  • Annual tax statement consolidated in one report