Debit Card | Springfield, MO – Nixa, MO – Ozark, MO | Guaranty Bank

Maintain easy and secure access to your checking account and over 100 area surcharge-free ATMs and 1,600 nationwide. Plus receive cash back at select merchants.

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  • Funds deducted directly from checking account
  • No finance charges
  • Instant Issue debit cards available at select branches*
  • More widely accepted than checks
  • Safer than carrying cash
  • Use your card to withdraw cash at more than 100 local area Transfund® or Guaranty Bank ATMs
  • Over 1,600 nationwide Transfund® ATMs with no foreign transaction fee
  • Easily replaced if lost or stolen
  • Upgrade to a community partnership card and help benefit local organizations
Community Partnership Cards

Show your local support with a specialty Guaranty Bank Visa® debit cards. Now available for the Nixa and Ozark School districts and the Breast Cancer Foundation of the Ozarks. With every signature-based purchase, we'll make a donation to the organization associated with your specialty debit card. If you already have a traditional Guaranty Bank Visa debit card, you can switch to to one of these specialty debit cards for only a $5 card replacement fee.

Guaranty Bank Verified by Visa®

Guaranty Bank has partnered with Visa® to offer Verified by Visa® for all Guaranty Bank debit cards. Verified by Visa® adds an extra layer of security when shopping online with your debit card and is completely free.

  • Easy to use, totally secure and absolutely free
  • Enjoy added security when shopping online with your debit card at participating retailers

Register your debit card with Verified by Visa® by following this link.

Fraudwatch® Plus

Every Guaranty Bank debit card comes backed with Fraudwatch Plus. Have peace of mind knowing that your card has around-the-clock protection against fraud.

  • Around the clock protection against fraud
  • Monitored for suspicious card activity
  • Immediate notification if fraud is suspected
  • Account management should fraud occur

* Instant Issue Debit Card printers located at Battlefield, Glenstone, National and Ozark banking centers