Guaranty Bank - Springfield, MO - Unsecured Home Improvement Loan

Tackle your next home improvement project with a low interest, fixed-rate loan that requires no home equity or collateral. Borrow up to $7,500 for that new kitchen, room addition, pool, outdoor living space or any home improvement. This loan features a low one-time origination fee, no down payment and no prepayment penalty of any kind.

  • No down payment required
  • Borrow up to $7,500
  • No home equity or collateral necessary
  • Low interest
  • Fixed rate
  • No prepayment penalty

Compare to Home Equity Loan

Subject to credit approval

Unsecured Home
Improvement Loan
UsesHome Improvement
Loan AmountUp to $7,500
PaymentsFixed monthly payment
Access to FundsSingle lump-sum distribution of funds
Interest Rate9.44% APR*
Fixed for the life of the loan
Term5 years

* Some restrictions apply. The Annual Percentage Rate (APR) is based on a $7,500.00 loan, an interest rate of 8.99% with 60 monthly payments of $155.72. All rates have been discounted .25% for borrower participation in automatic payment withdrawal from a Guaranty Bank deposit account. Termination of the automatic payment withdrawal will result in a rate increase of .25%. A $100.00 loan origination fee shall apply. Subject to credit approval. Rates available as of March 3, 2015 and subject to change without notice.