Certificates of Deposit (CDs) | Springfield, MO – Nixa, MO – Ozark, MO | Guaranty Bank

Invest in your savings with a low risk, fixed term CD from Guaranty Bank. We offer terms ranging from 3 months to 6 years, depending on your savings goals. For added liquidity, you can even stagger multiple CDs to mature at different times. Simply pick the term or terms that work best for you and start saving today!

  • May earn higher rate than traditional savings
  • Guaranteed, fixed rate for term of CD
  • Terms ranging from 3 months to 6 years*
  • Penalties on earnings for early withdrawal
  • Interest is compounded quarterly or at maturity
  • Monthly or quarterly earned interest income is available
  • Add liquidity to CDs by staggering term lengths
  • $1,000 minimum deposit to open

*You are only able to apply for 12, 24, & 36 month CDs online.


Gain multi-million dollar FDIC insurance without having to do a thing. Guaranty Bank will handle the logistics while you make guaranteed money with ease.

  • Multi-million dollar FDIC insurance coverage
  • All CD investments managed through a single relationship
  • One interest rate, one regular statement
  • Flexible maturity periods available
  • Annual tax statement consolidated in one report