Deposit Rates | Springfield, MO – Nixa, MO – Ozark, MO | Guaranty Bank

Rates effective as of January 3, 2017. APY = Annual Percentage Yield

Fees may reduce earnings.

Certificates

TermAPYRate
9 month0.75%0.75%
25 month1.20% 1.19%
3 month0.09%0.09%
6 month0.24%0.24%
12 month0.37%0.37%
18 month0.40%0.40%
24 month0.56%0.56%
36 month0.66%0.66%
48 month0.91%0.91%
60 month1.20%1.19%
72 month1.35%1.34%
IRA Open Certificate

(2 year term, $25 minimum to open)

0.56%0.56%

$1,000.00 Minimum Balance Required.

IRA Depositors may select 12 through 72-month certificates or the IRA Open CD.

Substantial penalty for early withdrawal of certificates.

Checking Accounts

AccountBalanceAPYRate
Guaranty's Advantage Checking*0.75%0.75%
Eagle Checking*$0.01 through $999.990.12%0.12%
$1,000.00 through $9,999.990.12%0.12%
$10,000.00 through $49,999.990.17%0.17%
$50,000.00 through $99,999.990.22%0.22%
$100,000.00 and above0.22%0.22%
Business Interest Checking****$1,000.00 through $9,999.990.05%0.05%
$10,000.00 through $49,999.990.05%0.05%
$50,000.00 through $99,999.990.15%0.15%
$100,000.00 and above0.20%0.20%

Savings Accounts

AccountBalanceAPYRate
Regular Savings0.15%0.15%
Money Market Savings****$1,000.00 through $9,999.990.15%0.15%
$10,000.00 through $24,999.990.20%0.20%
$25,000.00 through $49,999.990.20%0.20%
$50,000.00 through $99,999.990.25%0.25%
$100,000.00 through $499,999.990.30%0.30%
$500,000.00 and above0.35%0.35%
Minor Statement Savings**

(Must Be Under 18)

0.15%0.15%
Christmas Club***0.15%0.15%
Vacation Club***0.15%0.15%
Health Savings Account

(qualified HDHP required)

$.01 through $9,999.990.15%0.15%
10,000.00 through $24,999.990.20%0.20%
$25,000.00 through $49,999.990.20%0.20%
$50,000.00 through $99,999.990.25%0.25%
$100,000.00 and above0.30%0.30%

*$50 deposit required to open account.

**$25 deposit required to open account.

***$5.00 deposit required to open account. Other restrictions apply.

****$1,000 minimum balance to avoid monthly service charge.

Rates are subject to change at any time without notice.

Fees may reduce earnings.

Contact a Personal Banking Representative for more detail.

Accounts No Longer Offered

AccountBalanceAPYRate
Guaranty's Interest Checking$0.01 through $999.990.10%0..10%
$1,000.00 through $9,999.990.10%0.10%
$10,000.00 through $49,999.990.17%0.17%
$50,000.00 through $99,999.990.17%0.17%
$100,000.00 and above0.22%0.22%
High-Yield Savings****$1,000.00 through $9,999.990.15%0.15%
$10,000.00 through $24,999.990.20%0.20%
$25,000.00 through $49,999.990.20%0.20%
$50,000.00 through $99,999.990.25%0.25%
$100,000.00 and above0.30%0.30%

†$50 deposit required to open account.; requires $500 min balance, direct deposit, or Guaranty Bank automatic loan payment to avoid a monthly service charge.

****$1,000 minimum balance to avoid monthly service charge.