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Service Center

The Service Center features support for callers, online and mobile banking, and live chat. Call 417.520.4333 locally or toll-free 1.833.875.2492 from 7:00 a.m. to 7:00 p.m. Monday through Friday and 8:00 a.m. to 2:00 p.m. Saturdays.

Fraud Center

Guaranty Bank provides enhanced fraud protection for your debit card. You may contact the Fraud Center 24/7 at 1.800.237.8990.

Gift Cards

Provide the perfect gift to friends and family with a MasterCard® gift card that can be used virtually anytime, anywhere.

Lost or Stolen Card

Visa® Debit Card

To report a problem with your Guaranty Bank Visa® debit card including loss, theft or fraudulent activity, please call 1.833.875.2492 during business hours or 1.800.237.8990 after business hours.

Visa® and American Express® Credit Card

24-Hour Cardmember Service: 800.558.3424

To reach Cardmember Service via email, log in to your account and click on Secure Messages.

Visa® Pay Card

Go online or call 1.866.212.9650 to report a lost or stolen card.


Free notary service to Guaranty Bank customers.

Safe Deposit Boxes

Guaranty Bank offers you the peace of mind of storing your valuables in a safe deposit box. We automatically debit the low annual fee from your account for extra convenience.

Available boxes*:

3x5: $25
5x5: $35
3x10: $40
5x10: $60
10x10: $80
16x10: $100

*Not all sizes available at all locations. Perks Banking customers eligible for discounts. See a branch banker for details.

Order Checks

When you are ready to order, visit this site to reorder Deluxe Personal Checks.

If your account number has fewer than 10 digits, you MUST contact our customer service department at 417.520.0260 prior to ordering online.

Note: You must enter the account number and bank routing number exactly the way it appears on your check reorder form! View an example.

Overdraft Protection Opt-Out

You may revoke your election to opt-in to our institution's payment of ATM and everyday debit card transactions at any time by using this form, calling us at 1.833.875.2492 or visiting any Guaranty Bank branch. It may take up to 5 business days after receipt of your request to revoke your authorization to process your request. See an overview of our overdraft services and fees. If you have already opted-out of overdraft protection and would like to opt-in please visit any Guaranty Bank location.

Telephone Banking

Free 24/7 access to several banking functions available through our Telephone Banking program. Start by dialing toll-free 1.866.237.0724 or Springfield local 417.520.6082.

If you are a first time caller, your PIN will be your entire nine-digit Social Security number. You will then be prompted to select your personal PIN for future use. If anyone else is on the account, they will set up their own PIN for access. Thereafter, just call Telephone Banking and follow the menu:

Telephone Banking Options

  1. Bank Information
  2. Account Balance
  3. Account History
  4. Transfer Funds or Make a Payment
  5. Report You Card Lost or Stolen
  6. Reorder Checks
  7. Stop Payment
  8. Change Overdraft Options
  9. More Options
    1. Merchant Check Verification
    2. Activate a Card
    3. Change PIN

Branch Banker Services

  • Cashiers checks
  • Coin counting*
  • Fax service
  • Photocopies
  • Money orders

*Available at certain locations.

Direct Deposit

Arrange for automatic deposit of your paycheck, pension, Social Security, or other recurring checks directly into your Guaranty Bank checking, savings or money market account.

Automatic Transfers

Transfer funds automatically each month from your Guaranty Bank checking account into your savings or money market account. It's an easy way to "pay yourself first" and save! We can also arrange preauthorized transfers from third parties — a convenient way to make loan payments. Some restrictions apply.

Wire Transfers

Wire transfers are the fastest way to move money. We facilitate incoming and outgoing wire transfers domestically and internationally.

  • Incoming Wire – $15
  • Outgoing Wire – $25
  • Outgoing Wire Initiated in Online Banking – $20
  • Foreign Wire – $55