VISIT ANY OF OUR 16 CONVENIENT BANKING CENTERS TO OPEN A CD OR OPEN A 12, 24 OR 36 MONTH CD ONLINE NOW!
APY = Annual Percentage Yield. Rates effective as of August 1, 2019. Fees may reduce earnings.
Certificates See Details
| Term | APY | Rate |
|---|---|---|
| 25 MONTH SPECIAL! (Opening deposit of $5,000 for new deposits. Existing or renewing depositors will need to add $5,000 or more in new deposits to qualify for promo rate.) |
2.02% | 2.00% |
| 15 month special | 2.02% | 2.00% |
| 30 month special | 2.27% | 2.25% |
| 3 month | 0.34% | 0.34% |
| 6 month | 0.49% | 0.49% |
| 12 month | 0.62% | 0.62% |
| 18 month | 0.65% | 0.65% |
| 24 month | 0.81% | 0.81% |
| 36 month | 0.91% | 0.91% |
| 48 month | 1.17% | 1.16% |
| 60 month | 1.45% | 1.44% |
| 72 month | 1.60% | 1.59% |
| IRA Open Certificate (2 year term, $25 minimum to open) |
0.81% | 0.81% |
$1,000.00 Minimum Balance Required.
IRA Depositors may select 12 through 72-month certificates or the IRA Open CD.
Substantial penalty for early withdrawal of certificates.
Deposit Accounts
COMPARE THE BENEFITS OF OUR CHECKING ACCOUNTS AND OPEN ONE QUICKLY AND SECURELY ONLINE!
| Account | APY | Rate |
|---|---|---|
| Guaranty's Advantage Checking* | 0.50% | 0.50% |
| Regular Savings | 0.15% | 0.15% |
| Minor Savings** (Must Be Under 18) | 0.15% | 0.15% |
| Christmas Club*** | 0.15% | 0.15% |
| Vacation Club*** | 0.15% | 0.15% |
*$50 deposit required to open account.
**$25 deposit required to open account.
***$5.00 deposit required to open account. Other restrictions apply.
Rates are subject to change at any time without notice.
Fees may reduce earnings.
Contact a Branch Banker for more detail.
Eagle Checking See Details
| Balance | APY | Rate |
|---|---|---|
| $0.01 through $999.99 | 0.12% | 0.12% |
| $1,000.00 through $9,999.99 | 0.12% | 0.12% |
| $10,000.00 through $49,999.99 | 0.17% | 0.17% |
| $50,000.00 through $99,999.99 | 0.22% | 0.22% |
| $100,000.00 and above | 0.22% | 0.22% |
$50 deposit required to open account.
Business Interest Checking See Details
| Balance | APY | Rate |
|---|---|---|
| $1,000.00 through $9,999.99 | 0.05% | 0.05% |
| $10,000.00 through $49,999.99 | 0.05% | 0.05% |
| $50,000.00 through $99,999.99 | 0.15% | 0.15% |
| $100,000.00 and above | 0.20% | 0.20% |
$1,000 minimum balance to avoid monthly service charge.
Money Market Accounts See Details
| Balance | APY | Rate |
|---|---|---|
| $1,000.00 through $9,999.99 | 0.20% | 0.20% |
| $10,000.00 through $24,999.99 | 0.25% | 0.25% |
| $25,000.00 through $49,999.99 | 0.25% | 0.25% |
| $50,000.00 through $99,999.99 | 0.40% | 0.40% |
| $100,000.00 through $499,999.99 | 0.50% | 0.50% |
| $500,000.00 and above | 0.60% | 0.60% |
| Exclusive Money Market – LIMITED TIME OFFER! Average ledger balance $50,000.00 through $1,000,000.00 |
1.76%* | 1.75% |
$1,000 minimum balance to avoid monthly service charge.
Rates are subject to change at any time without notice.
Fees may reduce earnings.
Contact a Branch Banker for more details.
*Annual Percentage Yield (APY) is accurate as of 10/1/2019. Available on new deposits only. Earn 1.76% (APY) on average ledger balances for the statement cycle of $50,000 to $1,000,000. Earn 0.60% APY on the portion of the average ledger balance in excess of $1,000,000. If the average ledger balance for the statement cycle is less than $50,000 (0% APY) no interest will be earned for the statement cycle. Blended Annual Percentage Yield (APY) range from 1.37%-1.76% depending on the average ledger balance. Fees could reduce earnings. Rates subject to change without notice.
Health Savings Account See Details
| Balance | APY | Rate |
|---|---|---|
| $.01 through $9,999.99 | 0.15% | 0.15% |
| 10,000.00 through $24,999.99 | 0.20% | 0.20% |
| $25,000.00 through $49,999.99 | 0.20% | 0.20% |
| $50,000.00 through $99,999.99 | 0.25% | 0.25% |
| $100,000.00 and above | 0.30% | 0.30% |
Qualified HDHP required