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APY = Annual Percentage Yield. Rates effective as of January 7, 2019. Fees may reduce earnings.
| Term | APY | Rate | |
|---|---|---|---|
|
2.27% | 2.25% | |
| 15 month special | 2.27% | 2.25% | |
| 30 month special (balances under $10,000) | 2.52% | 2.50% | |
| 30 month special (balances $10,000 and over) | 3.03% | 3.00% | |
| 3 month | 0.34% | 0.34% | |
| 6 month | 0.49% | 0.49% | |
| 12 month | 0.62% | 0.62% | |
| 18 month | 0.65% | 0.65% | |
| 24 month | 0.81% | 0.81% | |
| 36 month | 0.91% | 0.91% | |
| 48 month | 1.17% | 1.16% | |
| 60 month | 1.45% | 1.44% | |
| 72 month | 1.60% | 1.59% | |
|
CD $Now (48 month term interest prepaid, $25,000 minimum to open) |
3.00% | 3.00% | |
| IRA Open Certificate
(2 year term, $25 minimum to open) |
0.81% | 0.81% |
$1,000.00 Minimum Balance Required.
IRA Depositors may select 12 through 72-month certificates or the IRA Open CD.
CD $Now is not eligible as an IRA.
Substantial penalty for early withdrawal of certificates.
| Account | APY | Rate |
|---|---|---|
| Guaranty's Advantage Checking* | 0.75% | 0.75% |
| Regular Savings | 0.15% | 0.15% |
| Minor Savings** (Must Be Under 18) |
0.15% | 0.15% |
| Christmas Club*** | 0.15% | 0.15% |
| Vacation Club*** | 0.15% | 0.15% |
*$50 deposit required to open account.
**$25 deposit required to open account.
***$5.00 deposit required to open account. Other restrictions apply.
Rates are subject to change at any time without notice.
Fees may reduce earnings.
Contact a Personal Banking Representative for more detail.
| Balance | APY | Rate |
| $0.01 through $999.99 | 0.12% | 0.12% |
| $1,000.00 through $9,999.99 | 0.12% | 0.12% |
| $10,000.00 through $49,999.99 | 0.17% | 0.17% |
| $50,000.00 through $99,999.99 | 0.22% | 0.22% |
| $100,000.00 and above | 0.22% | 0.22% |
$50 deposit required to open account.
| Balance | APY | Rate |
| $1,000.00 through $9,999.99 | 0.05% | 0.05% |
| $10,000.00 through $49,999.99 | 0.05% | 0.05% |
| $50,000.00 through $99,999.99 | 0.15% | 0.15% |
| $100,000.00 and above | 0.20% | 0.20% |
$1,000 minimum balance to avoid monthly service charge.
| Balance | APY | Rate |
|---|---|---|
| $1,000.00 through $9,999.99 | 0.20% | 0.20% |
| $10,000.00 through $24,999.99 | 0.25% | 0.25% |
| $25,000.00 through $49,999.99 | 0.25% | 0.25% |
| $50,000.00 through $99,999.99 | 0.40% | 0.40% |
| $100,000.00 through $499,999.99 | 0.50% | 0.50% |
| $500,000.00 and above | 0.60% | 0.60% |
| Exclusive Money Market - LIMITED TIME OFFER! | APY | Rate |
|
Average ledger balance $50,000.00 through $1,000,000.00 |
2.02%* | 2.00% |
$1,000 minimum balance to avoid monthly service charge.
Rates are subject to change at any time without notice.
Fees may reduce earnings.
Contact a Personal Banking Representative for more details.
*Annual Percentage Yield (APY) is accurate as of November 26, 2018. Available on new deposits only. Earn 2.02% (APY) on average ledger balances for the statement cycle of $50,000 to $1,000,000. Earn 0.60% APY on the portion of the average ledger balance in excess of $1,000,000. If the average ledger balance for the statement cycle is less than $50,000 (0% APY) no interest will be earned for the statement cycle. Blended Annual Percentage Yield (APY) range from 1.54%-2.02% depending on the average ledger balance. Rates may change without notice. This special offer may end without notice. The advertised rate may change after June 30, 2019. Floor rate is guaranteed through June 30, 2019. Fees could reduce earnings.
| Balance | APY | Rate |
| $.01 through $9,999.99 | 0.15% | 0.15% |
| 10,000.00 through $24,999.99 | 0.20% | 0.20% |
| $25,000.00 through $49,999.99 | 0.20% | 0.20% |
| $50,000.00 through $99,999.99 | 0.25% | 0.25% |
| $100,000.00 and above | 0.30% | 0.30% |
Qualified HDHP required
