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APY = Annual Percentage Yield. Rates effective as of April 2, 2018. Fees may reduce earnings.
| Term | APY | Rate | |
|---|---|---|---|
|
1.76% | 1.75% | |
| 15 month special | 1.41% | 1.40% | |
| 30 month special | 1.76% | 1.75% | |
| 3 month | 0.09% | 0.09% | |
| 6 month | 0.24% | 0.24% | |
| 12 month | 0.37% | 0.37% | |
| 18 month | 0.40% | 0.40% | |
| 24 month | 0.56% | 0.56% | |
| 36 month | 0.66% | 0.66% | |
| 48 month | 0.91% | 0.91% | |
| 60 month | 1.20% | 1.19% | |
| 72 month | 1.35% | 1.34% | |
|
CD $Now (48 month term interest prepaid, $25,000 minimum to open) |
2.00% | 2.00% | |
| IRA Open Certificate
(2 year term, $25 minimum to open) |
0.56% | 0.56% |
$1,000.00 Minimum Balance Required.
IRA Depositors may select 12 through 72-month certificates or the IRA Open CD.
CD $Now is not eligible as an IRA.
Substantial penalty for early withdrawal of certificates.
| Account | APY | Rate |
|---|---|---|
| Guaranty's Advantage Checking* | 0.75% | 0.75% |
| Regular Savings | 0.15% | 0.15% |
| Youth Savings**
(Must Be Under 18) |
0.15% | 0.15% |
| Christmas Club*** | 0.15% | 0.15% |
| Vacation Club*** | 0.15% | 0.15% |
*$50 deposit required to open account.
**$25 deposit required to open account.
***$5.00 deposit required to open account. Other restrictions apply.
Rates are subject to change at any time without notice.
Fees may reduce earnings.
Contact a Personal Banking Representative for more detail.
| Balance | APY | Rate |
| $0.01 through $999.99 | 0.12% | 0.12% |
| $1,000.00 through $9,999.99 | 0.12% | 0.12% |
| $10,000.00 through $49,999.99 | 0.17% | 0.17% |
| $50,000.00 through $99,999.99 | 0.22% | 0.22% |
| $100,000.00 and above | 0.22% | 0.22% |
$50 deposit required to open account.
| Balance | APY | Rate |
| $1,000.00 through $9,999.99 | 0.05% | 0.05% |
| $10,000.00 through $49,999.99 | 0.05% | 0.05% |
| $50,000.00 through $99,999.99 | 0.15% | 0.15% |
| $100,000.00 and above | 0.20% | 0.20% |
$1,000 minimum balance to avoid monthly service charge.
| Balance | APY | Rate |
|---|---|---|
| $1,000.00 through $9,999.99 | 0.20% | 0.20% |
| $10,000.00 through $24,999.99 | 0.25% | 0.25% |
| $25,000.00 through $49,999.99 | 0.25% | 0.25% |
| $50,000.00 through $99,999.99 | 0.40% | 0.40% |
| $100,000.00 through $499,999.99 | 0.50% | 0.50% |
| $500,000.00 and above | 0.60% | 0.60% |
$1,000 minimum balance to avoid monthly service charge.
Rates are subject to change at any time without notice.
Fees may reduce earnings.
Contact a Personal Banking Representative for more detail.
| Balance | APY | Rate |
| $.01 through $9,999.99 | 0.15% | 0.15% |
| 10,000.00 through $24,999.99 | 0.20% | 0.20% |
| $25,000.00 through $49,999.99 | 0.20% | 0.20% |
| $50,000.00 through $99,999.99 | 0.25% | 0.25% |
| $100,000.00 and above | 0.30% | 0.30% |
Qualified HDHP required
